BJB Bank Code and How to Make Interbank Transfers
You will need a BJB bank code when you are going to make a transfer from another bank to a BJB bank. The need for money transfer has become a necessity for the people I’m in in Indonesia when living their daily lives. People generally carry out transfer activities for the purpose of buying and selling online.
Currently, in meeting the needs, people often do online shopping. Whether it’s shopping for basic necessities, clothes, electronic devices, and much more. Not infrequently to make payments you have to make an interbank transfer, because the account that is the destination is different from the account you have.
For that you need to know the existing bank codes, so that you can make interbank transfers. These bank codes have become an agreement for all banking services in Indonesia. Without using a bank code, you cannot make interbank transfers. Because when making an interbank transfer without using the destination bank code, the machine will definitely be rejected.
There are so many bank codes in Indonesia, so it seems impossible if you have to memorize all of them. But it would be nice for you to remember the bank codes that are widely usedby the majority of Indonesians. For example, BJB bank code, BNI bank code, BRI bank code, BCA bank code, and mandiri bank code.
The above banks are banks with a large amount of customers in Indonesia. So chances are you’ll make a transfer to one of these banks. It will be very useful if you remember bank codes that are popularly used. That will make you not have to check the list of bank codes when making a transfer.
What is BJB bank code?
The BJB bank code is a unique code owned by BJB bank. The unique code has become the case ofepakatan along with other banks in Indonesia. Bank codes usually amount to three digits. The bank code needs to be entered in front of the destination account number when making an interbank transfer.
When you make an interbank transfer you will be charged an additional fee. The fees charged vary according to the bank you use. For the transfer to be successful, you must ensure that the balance is adequate if it has been added with the transfer fee that must be paid. Usually, a minimum amount of money is also transferred.
For example, the transfer fee of BJB bank to other banks is IDR 6,500. Then also the bank applies a maximum on daily transfers. The amount itself varies, some at IDR 10,000,000 and some at IDR 15,000,000. Tran sfer through the bank usually the money is sent very quickly.
Types of remittances through banking
If you are a customer of one of the banks in Indonesia, you need to know the types of ban k transfers in Indonesia. There are three types of transfers, namely the BI national clearing system (SKNBI), Real-Time Gross Settlement (RTGS), and online transfers. Currently, most Indonesians only know the types of online transmissions.
You can use SKNBI services by coming directly to the nearest branch office. By using this clearing system you will geta cheaper transfer fee of IDR 5,000. But the money will reach the destination account taking 4 hours. In a day you can send money using the clearing system five times.
For the RTGS method it is used for transfers in very large quantities. The minimum to make an RTGS transfer reaches Rp100,000,000 every time you make a transaction. This system is rarely used by individuals, usually passed by bank C to bank D. But in reality it can be used by individuals as long as the minimum transfer limit is met.
Furthermore, namely online transfers, this type of online transfer is the most widely used public. This type of transfer can be done through your ATM machine or smartphone. These online transfer fees vary, usually IDR 6,500 to IDR 7,500 per transaction.
Bank Code BJB and several other banks in Indonesia
Mae llawer ofanciau yn Indonesia, felly mae yna hefyd lawer o godau banc sy’n bodoli. Mae’r canlynol yn rhai ohonynt yw cod BJB Banc 110, Banc BJB Syariah 425, b ank BCA 014, b ank Mandiri 008, b ank BNI 009, b ank BNI Syariah 427, b ank BRI 002, b ank Syariah Mandiri 451, b ank CIMB Niaga 022, b ank CIMB Niaga Syariah 022 , b ank Muamalat 147, a b ank Tabungan Pensiunan Nasional (BTPN) 213.
Yn ogystal â’r rhai a grybwyllir uchod, mae ychydig o hyd, sef y cod banc JENIUS 213, b ank BRI Syariah 422, b ank State Savings (BTN) 200, Permata Bank 013, b ank Danamon 011, b ank BII Maybank 016, b ank Mega 426, b ank Sinarmas 153, b ank Commonwealth 950, b ank OCBC NISP 028 , b ank Bukopin 441, b ank BCA Syariah 536, b ank Lippo 026, Citibank 031, ac Indosat Dompetku 789.
In fact, there are still a great many bank codes in Indonesia, because each bank has its own code. These codes are used when you are going to do an intercity transfer. To see the complete list of bank codes in Indonesia, you can use an ATM machine.
How to make interbank transfers via ATMs
Suppose you are going to transfer with bjb bank destination account. The first step is to visit the nearest ATM where you are. Then make sure your ATM balance is enough to make the transfer. Next, follow these steps to make a transfer between k tyres with the aim of BJB bank:
- Enter the ATM card into the ATM.
- Then type your ATM card pin
- If successful, select transfer then select interbank online.
- Enter the bank code BJB along with the destination account number. Let’s say the account number is 098765432 and the code is 110. So what you put in is 1100987654321.
- Figure out how much money you want to transfer. Make sure the recorded name is correct. Because the money that has been transferred cannot be withdrawn. After that choose correctly.
- On the monitor screen it will display r to ncian information about the receiver. Make sure the recipient’s name and account number are correct. If you just clicked correctly.
- If there is no error or error, the screen will write that the transaction has been successful. The ATM machine will then provide acceptance proof of the transmission. Ifyou have, it means you’ve managed to make a transfer.
- Remember to keep proof of transmission reception if necessary.
At the moment, very careful has to be taken when making transfers through ATMs. Because there are so many crime methods that exist. Never give anyone your ATM pin because it is very dangerous. When entering the ATM pin in the ATM machine, it should not be seen by people around you as well.
When going to make an interbank transfer, there are several things that must be considered. The first is the transfer fee. The interbank transfer fee varies in amount. Then the second is the destination bank code. It would be nice for you to prepare in advance before entering the ATM machine shop. For example, make an interbank provision with the aim of a BJB bank like the example above, prepare in advance the bank code BJB.